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Federal Reserve Bank Holidays

To help with planning, please note the following Federal Reserve Bank Holidays. Although the bank may be open on one or more of these holidays, the Federal Reserve is closed and as a result, no wire transfers or ACH can be transacted on these days.

2014 Holidays
HolidayDay of WeekDate
New Year'sWednesdayJanuary 1
Martin Luther King Jr.MondayJanuary 20
Presidents'Day*MondayFebruary 17
Memorial DayMondayMay 26
Independence DayFridayJuly 4
Labor DayMondaySeptember 1
Columbus Day*MondayOctober 13
Veterans' DayTuesdayNovember 11
ThanksgivingThursdayNovember 27
ChristmasThursdayDecember 25


* Federal Reserve Bank is closed but American National Bank is open - no wire transfers or ACH can be transacted on these days.

Please remember the Federal Reserve is closed on these days, the effective date (settlement date/posting date) and transmission date of your ACH files and transactions will be impacted since the Federal Reserve will not process transactions on these dates. For instance, if you send ACH transactions on November 26th with an effective date of November 27th, the transactions will not be processed on the 27th , instead they will be posted on the 28th. Likewise, if you send an ACH file on February 17th, a day American National Bank is open, but the Federal Reserve is closed, we are not able to send the file until February 18th, making the first available posting date February 19th.

** For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday.



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